Description

Are you looking for your next opportunity? 
 
Sompo has a unique opportunity for a Senior Underwriter for our Excess Casualty Retail team.  
 

Our U.S. Excess Casualty team brings significant expertise and deep-seated relationships with select appointed retail brokers. They offer meaningful in-house capacity, a consistent underwriting approach, timely and efficient turnaround, and a seasoned claims team. 
 

Location: This position will be based out of our Charlotte, NC office. We strive for collaboration, which is why we offer a work environment where our employees thrive and develop long-lasting careers.  
 

Our business, your impact, our opportunity: 

 
What you’ll be doing: 

• Prioritize and evaluate new and renewal submissions to identify profitable opportunities aligned with business and corporate objectives
• Assess individual risk characteristics to determine capacity, attachment point, terms, and pricing
• Apply underwriting techniques within guidelines and rating plans to accommodate diverse account sizes and operations
• Analyze and price coverage, structure, and exposures for individual risks
• Leverage data analytics to improve underwriting efficiency and workflow
• Authorize quotes, binders, and invoices within authority limits
• Foster strong customer relationships while maintaining a compliance-driven, risk-focused culture
• Ensure underwriting discipline and pricing align with profitability goals and guidelines
• Develop and execute marketing strategies to retain and grow business
• Communicate risk appetite and Retail Excess Casualty Value Proposition to brokers
• Build and expand the business portfolio by enhancing relationships and identifying new opportunities
• Represent the company at broker/client meetings and networking events
• Stay informed on state/territory regulations, issues, and market trends
• Collaborate with cross-functional teams, including business development, claims, legal, and actuarial
   

What you’ll bring: 

• Minimum 5 years of casualty underwriting experience with established authority
• Strong expertise in Casualty insurance, with Middle Market and Large Accounts experience strongly preferred
• Proven ability to exercise sound judgment, negotiate effectively, and make business decisions within authority limits
• Demonstrated track record of profitability in underwriting, quoting, and binding business
• Strong financial acumen, organizational skills, and accountability with exceptional verbal and written communication abilities
• Collaborative team player with a proven ability to build and maintain strong relationships with insureds, agents, and brokers
• Bachelors degree or equivalent experience
• Ability to travel up to 25%, including overnight stays
   

Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience. 
 
At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees. 
 
Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance.  
 
We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs: 

• Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution
• Pharmacy benefits with mail order options
• Dental benefits including orthodontia benefits for adults and children
• Vision benefits
• Health Care & Dependent Care Flexible Spending Accounts
• Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children
• Company-paid Disability benefits with very competitive salary continuation payments
• 401(k) Retirement Savings Plan with competitive employer contributions
• Competitive paid-time-off programs, including company-paid holidays
• Competitive Parental Leave Benefits & Adoption Assistance program
• Employee Assistance Program
• Tax-Free Commuter Benefit
• Tuition Reimbursement & Professional Qualification benefits 
   

In today’s world, what do we stand for? 
Ethics and integrity are the foundation of delivering on our commitment to you. We believe that core values drive success, and that when relationships are held in the highest regard, there is nothing that cannot be accomplished. At Sompo, our ring is more than a logo; it is a symbol of our promise. 
 
Sompo is an equal opportunity employer, and we intentionally value inclusion and diversity. Above all, we want you to work in an environment that respects everyone’s unique contributions – we are passionately committed to equal opportunities. We do not discriminate based on race, color, religion, sex orientation, national origin, or age.